|
Help save yourself
— join CLT
today! |
CLT introduction and membership application |
What CLT saves you from the auto excise tax alone |
Make a contribution to support
CLT's work by clicking the button above
Ask your friends to join too |
Visit CLT on Facebook |
Barbara Anderson's Great Moments |
Follow CLT on Twitter |
CLT UPDATE
Saturday, June 17, 2017
Why the state never has enough
money to squander more
|
University of Massachusetts students will be
hit with at least a "slight" tuition and fee increase in the
coming school year, UMass President Marty Meehan said
Wednesday, but tuition and fees will not be set until July
when officials hope to have a better handle on their budget
picture.
The administration and finance committee of
the UMass Board of Trustees on Wednesday approved tuition
hikes for the UMass Medical School, and officials said rates
for other campuses would be influenced by conference
committee negotiations among six lawmakers on next year's
budget. There were more than 74,000 students across the
UMass system during the 2016-2017 academic year.
Meehan said university officials are
"actively looking" at where tuition is likely to land, and
each campus is monitoring its own financial situation.
"There will be a slight tuition increase,"
he told the committee. "We're going to try to keep it as low
as we possibly can but there is no question that given the
budget situation, there has to be a tuition increase."
Not raising tuition would "jeopardize the
quality" of education the schools can provide, Meehan said.
Trustees last year approved a 5.8 percent
increase, costing the average in-state undergraduate $756
more in student charges before financial aid. Like this
year, the board waited to set rates until budget
negotiations were complete....
The UMass system's original budget request
for the 2018 fiscal year was $538 million, a $30 million
increase over this year. The Senate came close to that
number, allocating $534 million, while House budget funds
UMass at $513 million....
[UMass Amherst Chancellor Kumble] Subbaswamy
said UMass Amherst has cut its budget for the past four
years -- first at the administrative level only and later on
the academic side as well -- either to balance the budget or
come up with a positive margin.
"There's very limited places where we can
cut on the expense side, and revenue, we're doing everything
we can subject to the tuition increases that all of you vote
on and so forth," he said.
State House News Service
Wednesday, June 13, 2017
UMass president sees at least "slight" increase in student
charges
State lawmakers on Tuesday shared family
stories about immigration and education to urge their peers
to support a long-offered bill making undocumented students
eligible to pay lower in-state tuition rates at public
colleges and universities in Massachusetts.
Six bills before the Higher Education
Committee would extend in-state tuition to undocumented
immigrants who graduated from Massachusetts high schools,
attended high school in the state for at least three years
and meet other requirements....
Supporters of extending the reach of
in-state tuition said the cost of higher education leaves it
out of reach for most undocumented students, who colleges
treat like international students, which means they are not
eligible for publicly funded financial aid and also must pay
the higher tuition and fee rates charged to out-of-state
students.
"These students are neither out-of-state nor
non-residents," said Karen Price of the League of Women
Voters of Massachusetts. "They are Massachusetts students,
our students, and this is their home."
Price pointed to student charges at UMass
Amherst, where this school year in-state students pay
$15,345 in tuition and fees and out-of-state and
international students pay $33,492.
The question of extending in-state tuition
comes as a conference committee is negotiating next year's
budget, including funding levels for public higher education
that will influence University of Massachusetts system
tuition rates....
Rep. James Lyons, an Andover Republican who filed one of the
bills to restrict in-state tuition to citizens and permanent
residents (H 2229), told the News Service lawmakers have a
responsibility to make sure benefits are going to legal
citizens at a time when state revenues are trailing
projections.
"The Legislature claims they don't have enough revenue, yet
they're spending money consistently on people who aren't in
the commonwealth legally," Lyons said.
State House News Service
Thursday, June 15, 2017
Tuition bill push continues as immigrants cycle through
schools
The so-called millionaires tax being added
to next year’s November ballot is raising concerns that
hiking rates on the Bay State’s most moneyed few might
backfire on the budget as the rich seek shelter in Florida
or New Hampshire.
Pioneer Institute Executive Director Greg
Sullivan said his staff is looking at data from the state
Department of Revenue to predict whether the proposed change
would trigger such a migration.
“There have been dueling economic studies
extending back decades about the subject of tax flight. Is
it real?” Sullivan said. “This is a very substantial,
legitimate question that should be forensically analyzed to
the satisfaction of reasonable people and economists.”
The Boston Herald
Friday, June 16, 2017
Mass. millionaires could make run for tax-friendly climates
It’s been reported that for the tax year
2014, 15,422 Massachusetts residents reported gross incomes
of more than $1 million.
That number is about to decline, more than
somewhat.
It’s hard to predict demographic trends, but
this one is a no-brainer, because it now appears that the
kleptocracy that is Massachusetts state government is going
to impose a “graduated” income tax on those 15,000-plus
earners.
They’re going to get stuck paying an extra 4
percent on their bills, unless of course they flee or
finagle their declared incomes under a million, which
thousands will now most assuredly do.
The question of soaking the so-called rich
will now go on the November 2018 statewide ballot after a
vote by the Legislature.
The proposed tax increase is called the
“Fair Share Amendment,” because it’s not fair, just like the
Affordable Care Act was not affordable.
The graduated income tax has been voted down
by the Massachusetts electorate five times, but they’re not
making voters nearly as smart as they used to....
During the debate on Beacon Hill, Republican
state Sen. Bruce Tarr pointed out that “the top 20 percent
of the filers already contribute 73 percent of the revenue.
I would ask the proponents if 73 percent is insufficient,
then what do you hope to get to?”
I’ll tell you what the local “millionaires”
are hoping to get to.
To New Hampshire, or Florida, or Tennessee,
or Texas — anyplace there is no income tax, just like the
people in all the other states that have tried this
preposterous highway robbery.
The Boston Herald
Friday, June 16, 2017
Don’t expect the rich folks to stay and pay
By Howie Carr
The Service Employees International Union
sure is flexing its muscle on Beacon Hill.
The SEIU’s Raise Up Massachusetts campaign
vexed many business groups this week.
First, union leaders helped pack a State
House hearing room for legislation that would require
employers to offer paid family and medical leave. Then, the
Legislature gave the green light to the SEIU-backed
so-called “millionaires’ tax.”
And there’s a third measure percolating:
legislation to raise the minimum wage to $15 an hour.
Barring a successful court challenge, the
tax proposal heads to voters in November 2018....
It’s possible the SEIU, with more than
100,000 Massachusetts members, could have three ballot
campaigns at once....
The Raise Up campaign raised nearly $650,000
in the past two years, primarily from the SEIU and the
Massachusetts Teachers Association. (The MTA also provided
significant in-kind services.) Gruman says many other
community and faith groups are involved, even if they don’t
donate the same amount of money and staff time....
Those members also give the SEIU political
clout. There’s strength in numbers, after all. How much?
We’ll soon find out.
The Boston Globe
Saturday, June 17, 2017
SEIU is making itself heard on Beacon Hill
|
|
Chip Ford's CLT
Commentary
It's not common to have two contradictions so blatantly
exposed in as many days on Beacon Hill. Usually they
choose to spread out such contradictions and hope nobody is
paying attention, connects the dots. This one was too
incredible to miss.On Wednesday
UMass President Marty Meehan (who supported term limits when
he ran for Congress and was elected, until his "term" expired
and he refused to step down) announced that the state
college/university system needs more money to continue
operating. The system will need to raise tuition and
student fees if the Legislature doesn't give him more money
in the state budget now being negotiated.
But just the day before, on Tuesday six bills were
supported by Sen. Sonia Chang-Diaz of Jamaica Plain, Rep.
Juana Matias of Lawrence, Sen. Linda Dorcena Forry of
Dorchester, Karen Price of the League of Women Voters of
Massachusetts, and a horde of others. They want to
open the
taxpayer-subsidized state college/university system to
illegal aliens, add them to the underfunded state
college/university system that's already running out of
money without a taxpayer bailout!
The League of Women Voters of Massachusetts? What
does taxpayer-subsidized college education for illegals have
to do with voting? But then the league long ago lost
its way, has often been the opposition to pro-taxpayer
issues. How far the league has fallen from its reason
to exist. Is it any wonder why they earned the
derogatory nickname of "The Plague of Women Vultures"?
League of Women Voters
The League of Women Voters is an American civic
organization that was formed to help women take a
larger role in public affairs as they won the right
to vote. It was founded in 1920 to support the new
women suffrage rights and was a merger of National
Council of Women Voters, founded by Emma Smith DeVoe,
and National American Woman Suffrage Association,
led by Carrie Chapman Catt, approximately six months
before the Nineteenth Amendment to the United States
Constitution gave women the right to vote. The
League of Women Voters began as a "mighty political
experiment" aimed to help newly enfranchised women
exercise their responsibilities as voters.
Originally, only women could join the league; but in
1973 the charter was modified to include men.
Adding
the funding of college educations for illegals
is like getting to the
supermarket checkout counter and finding you don't have
enough money to pay for what you put on the conveyor belt —
so you reach for a bunch of candy bars and pile them on.
On Beacon Hill the left hand doesn't know even what the
left hand is doing, never mind the right hand.
But be aware, this is one of the purposes of the proposed
graduated income tax (aka., "The Millionaire's Tax," aka.,
"The Fair Share Amendment), as it states:
"To
provide the resources for quality public education
and affordable public colleges and universities . .
."
In my last
Update Commentary I remarked:
Never mind who ultimately gets to decide the
definitional vagaries of "quality" public
education and "affordable" public
colleges and universities (the courts will upon
later challenge by the teachers unions, one of the
proposal's deep-pockets sponsors) .
. .
It appears that the plan is for millionaire's to fund
college educations for illegal immigrants, while the rest of
us pay for their others costs.
Of the organizers of this latest grad tax
assault, The Boston Globe noted:
"The
Raise Up campaign raised nearly $650,000 in the past
two years, primarily from the SEIU and the
Massachusetts Teachers Association. . . .
Those members also
give the SEIU political clout. There’s strength in
numbers, after all. How much? We’ll soon find out."
Yes, we will soon find out. The Takers
have
the very deep pockets of the teachers unions to fund their
efforts, and
their "strength in numbers."
The more important question is
— do we taxpayers?
We'll find that out soon too. I
still have my fingers crossed.
|
 |
 |
|
Chip Ford
Executive Director |
|
|
|
|
State House News Service
Wednesday, June 13, 2017
UMass president sees at least "slight" increase
in student charges
By Katie Lannan
University of Massachusetts students will be hit
with at least a "slight" tuition and fee
increase in the coming school year, UMass
President Marty Meehan said Wednesday, but
tuition and fees will not be set until July when
officials hope to have a better handle on their
budget picture.
The administration and finance committee of the
UMass Board of Trustees on Wednesday approved
tuition hikes for the UMass Medical School, and
officials said rates for other campuses would be
influenced by conference committee negotiations
among six lawmakers on next year's budget. There
were more than 74,000 students across the UMass
system during the 2016-2017 academic year.
Meehan said university officials are "actively
looking" at where tuition is likely to land, and
each campus is monitoring its own financial
situation.
"There will be a slight tuition increase," he
told the committee. "We're going to try to keep
it as low as we possibly can but there is no
question that given the budget situation, there
has to be a tuition increase."
Not raising tuition would "jeopardize the
quality" of education the schools can provide,
Meehan said.
Trustees last year approved a 5.8 percent
increase, costing the average in-state
undergraduate $756 more in student charges
before financial aid. Like this year, the board
waited to set rates until budget negotiations
were complete.
The fiscal 2018 spending plans approved by the
House and Senate differ by $21 million in their
appropriations for UMass. That gap combined with
sluggish state revenue growth in fiscal 2017
creates a "significant amount of uncertainty"
for the five-campus system, Meehan said.
The UMass system's original budget request for
the 2018 fiscal year was $538 million, a $30
million increase over this year. The Senate came
close to that number, allocating $534 million,
while House budget funds UMass at $513 million.
The proposed Senate appropriation fully funds
the state's share of collective bargaining
agreements, said Meehan, who told the committee
he is meeting regularly with lawmakers to
advocate for funding.
The UMass system is projected to end the 2017
fiscal year with a $20.5 million operating
budget surplus, though the Boston campus is now
on track to run nearly $10 million above its
budget, senior vice president for administration
and finance Lisa Calise told the committee.
UMass Boston's deficit previously had been
pegged at around $7 million but increased
because enrollment in its Summer 1 session fell
below budgeted benchmarks, according to Calise's
report.
Meehan said the system has to maintain an
overall surplus to avoid negatively affecting
its bond rating. He said "sometimes what gets
lost" in discussing the system as a whole are
the budget cuts at individual campuses, and
asked UMass Amherst Chancellor Kumble Subbaswamy
to speak to that issue.
Subbaswamy said UMass Amherst has cut its budget
for the past four years -- first at the
administrative level only and later on the
academic side as well -- either to balance the
budget or come up with a positive margin.
"There's very limited places where we can cut on
the expense side, and revenue, we're doing
everything we can subject to the tuition
increases that all of you vote on and so forth,"
he said.
Robert Epstein, the committee's vice chair,
urged the university to "be a little more
proactive" on setting its tuition and budget,
saying he did not believe they needed to wait
for the state budget and that he did not know
how much more campuses could cut without impacts
to quality.
Trustee David Fubini said cuts like those
instituted in the past "probably can't be
counted on in future years," and that staff
reductions can make it harder to generate new
revenue.
"We can't play this game forever," he said.
Dr. Michael Collins, the chancellor of UMass
Medical School, said one of the ways his campus
has been looking to increase revenue is by
admitting out-of-state students, which it began
doing for the first time last year. The school
plans to admit 37 out-state-students this year,
he said.
Student charges at the medical school differ
based on program and class year. For medical
students in the class of 2019 and forward, the
committee approved tuition and mandatory fees of
$36,678 for Massachusetts residents and $61,478
for out-of-state students. For the same student
population, tuition for the academic 2016-2017
academic year was $33,600 for in-state students
and $59,400 for out-of-state students.
Collins said tuition for the medical school was
set earlier than the other campuses because
classes for second, third and fourth year
medical students begin in May.
The full Board of Trustees is scheduled to meet
next Tuesday afternoon at the UMass Club in
Boston, followed by a July 17 meeting at the
medical school in Worcester.
State House News Service
Thursday, June 15, 2017
Tuition bill push continues as immigrants cycle
through schools
By Katie Lannan
State lawmakers on Tuesday shared family stories
about immigration and education to urge their
peers to support a long-offered bill making
undocumented students eligible to pay lower
in-state tuition rates at public colleges and
universities in Massachusetts.
Six bills before the Higher Education Committee
would extend in-state tuition to undocumented
immigrants who graduated from Massachusetts high
schools, attended high school in the state for
at least three years and meet other
requirements.
Sen. Sonia Chang-Diaz of Jamaica Plain told the
committee her father was able to become the
first naturalized citizen astronaut in American
history and contribute to scientific
advancements because he had access to public
higher education.
Rep. Juana Matias of Lawrence said she couldn't
speak English when she came to the United States
at 5 years old and is in the Legislature today
because she had the opportunity to attend UMass
Boston and go on to law school.
Sen. Linda Dorcena Forry of Dorchester paused
twice to wipe away a tear as she spoke, telling
the committee her Haitian immigrant parents
encouraged her to get good grades and work hard
and asking that lawmakers make sure all students
raised in Massachusetts have the opportunity to
become the next generation of lawmakers,
scientists and researchers.
"We're not asking for them to get in for free.
They got in on their own merit because they're
smart, and they're talented and they're
brilliant," Forry said. "We're just saying we
don't want them to pay $35,000 as if they never
lived in Massachusetts. We want them to pay the
in-state rate. That's what we're asking."
The in-state bills have been filed for years but
have never prevailed in the Democrat-controlled
Legislature, and the measures are not cited by
legislative leaders as a priority for this
session.
In 2006, after an emotional debate, the House on
a 57-97 vote defeated legislation that would
have granted in-state tuition to undocumented
immigrants.
Supporters of extending the reach of in-state
tuition said the cost of higher education leaves
it out of reach for most undocumented students,
who colleges treat like international students,
which means they are not eligible for publicly
funded financial aid and also must pay the
higher tuition and fee rates charged to
out-of-state students.
"These students are neither out-of-state nor
non-residents," said Karen Price of the League
of Women Voters of Massachusetts. "They are
Massachusetts students, our students, and this
is their home."
Price pointed to student charges at UMass
Amherst, where this school year in-state
students pay $15,345 in tuition and fees and
out-of-state and international students pay
$33,492.
The question of extending in-state tuition comes
as a conference committee is negotiating next
year's budget, including funding levels for
public higher education that will influence
University of Massachusetts system tuition
rates.
No one at the hearing testified against the
in-state tuition bills, or in favor of bills
that would prevent individuals who are not U.S.
citizens or permanent residents from being
eligible for in-state tuition.
Rep. James Lyons, an Andover Republican who
filed one of the bills to restrict in-state
tuition to citizens and permanent residents (H
2229), told the News Service lawmakers have a
responsibility to make sure benefits are going
to legal citizens at a time when state revenues
are trailing projections.
"The Legislature claims they don't have enough
revenue, yet they're spending money consistently
on people who aren't in the commonwealth
legally," Lyons said.
Though activists and some lawmakers have
continued to press the issue, leadership in
either branch of the Legislature has avoided
bringing it to the floor for a vote. Immigrant
student activists hosted multiple demonstrations
in support of the bill last session, at times
wearing mortarboards as they held sit-ins in the
State House.
The Higher Education Committee last year killed
the in-state tuition bills by including them in
an order for further study. Former Rep. Tom
Sannicandro, then the House chair, said at the
time that while he supported expanding in-state
tuition eligibility there was "not the support
within the body as a whole."
Thursday's hearing lasted less than 90 minutes,
with 16 people testifying, including lawmakers.
Price said the crowd was much smaller than
"standing room only" hearings she'd attended in
the past on the issue and questioned whether
undocumented students who pushed for the bill
last session were afraid to appear or had "given
up on the legislative process."
Rep. John Scibak, the committee's House chair,
said not to assume a small number of people
speaking meant the issue was "somehow less
important" and speculated "the situation of
people talking about deportation and a series of
other issues" under the Trump administration
"may have led to fear on the part of students."
Five of the 15 Higher Education Committee
members -- Scibak and Reps. Denise Provost,
Natalie Higgins, Aaron Vega and Solomon
Goldstein-Rose -- are signed on as co-sponsors
to at least one of the six in-state tuition
bills.
The Boston Herald
Friday, June 16, 2017
Mass. millionaires could make run for
tax-friendly climates
By Brian Dowling
The so-called millionaires tax being added to
next year’s November ballot is raising concerns
that hiking rates on the Bay State’s most
moneyed few might backfire on the budget as the
rich seek shelter in Florida or New Hampshire.
Pioneer Institute Executive Director Greg
Sullivan said his staff is looking at data from
the state Department of Revenue to predict
whether the proposed change would trigger such a
migration.
“There have been dueling economic studies
extending back decades about the subject of tax
flight. Is it real?” Sullivan said. “This is a
very substantial, legitimate question that
should be forensically analyzed to the
satisfaction of reasonable people and
economists.”
The Bay State ballot question proposes a 4
percent higher tax on income above $1 million.
Two billionaires in Connecticut fled last year
for Florida after the Nutmeg State raised its
highest tax bracket to 6.99 percent, up from 6.7
percent.
New Jersey’s most wealthy resident left for the
Sunshine State in 2015, throwing the state’s
budget in disarray.
A Stanford University study last year concluded
there’s evidence some rich people do tend to
move from high-tax states, but it’s only at the
margins.
The Boston Herald
Friday, June 16, 2017
Don’t expect the rich folks to stay and pay
By Howie Carr
It’s been reported that for the tax year 2014,
15,422 Massachusetts residents reported gross
incomes of more than $1 million.
That number is about to decline, more than
somewhat.
It’s hard to predict demographic trends, but
this one is a no-brainer, because it now appears
that the kleptocracy that is Massachusetts state
government is going to impose a “graduated”
income tax on those 15,000-plus earners.
They’re going to get stuck paying an extra 4
percent on their bills, unless of course they
flee or finagle their declared incomes under a
million, which thousands will now most assuredly
do.
The question of soaking the so-called rich will
now go on the November 2018 statewide ballot
after a vote by the Legislature.
The proposed tax increase is called the “Fair
Share Amendment,” because it’s not fair, just
like the Affordable Care Act was not affordable.
The graduated income tax has been voted down by
the Massachusetts electorate five times, but
they’re not making voters nearly as smart as
they used to.
The case for the non-working-class’s latest
assault on the Massachusetts economy was laid
out by state Rep. Jay Kaufman of Lexington,
formerly home of the Minutemen, now home of
leftist pukes like Kaufman and “Dr.” Jonathan
Gruber.
The pitch, of course, is that the new tax will
fall on only one-half of 1 percent of the
population — “99.5 percent of us,” Kaufman
smarmily said, “will not be impacted save for
the better services from the revenue that
comes.”
He said this with a straight face. Then he said
it’s only “$40,000 on $1 million income … I wish
I could pay that.”
So are we then to assume that Rep. Kaufman
checks the box to voluntarily pay a higher state
income tax rate already, given that he’s so
eager to pay his “fair share” and then some?
“And it will be dedicated to education and
transportation.” Yeah, right. Because these
State House leeches keep their words — just ask
the stoners. The potheads thought they were
going to pay a 12 percent tax on their weed
brownies. Now it’s up to, what, 28 percent?
“I think we will hear,” Kaufman continued,
“there is compelling evidence, reason that
millionaires will migrate — that is specious.
There’s no evidence of that from other states.”
Oh, really? Let’s look at the record, starting
with Connecticut. Here’s a headline from last
year: “Wealthiest Look to Leave State as Tax
Rates Climb.”
The nuts in the Nutmeg State raised the highest
income tax rates. Millionaires fled (see GE),
and revenues collapsed, so they raised the rates
again, and collections fell further — now even
Gov. Dannel Malloy, not the sharpest knife in
the drawer, has gotten the message.
Two of the state’s billionaires decamped for the
same town in Florida — Palm Beach. That’s where
Joe Kennedy fled 70-plus years ago. Florida has
no income taxes. This is not a phenomenon that
started yesterday, you know.
Let’s continue our trip down I-95. Welcome to
the Garden State, which likewise decided to soak
the rich. Here’s a headline from CNBC: “Are the
wealthy leaving NJ? Study says yes.”
Welcome to Maryland. This is another headline
from CNBC: “In Maryland, Higher Taxes Chase Out
Rich.”
During the debate on Beacon Hill, Republican
state Sen. Bruce Tarr pointed out that “the top
20 percent of the filers already contribute 73
percent of the revenue. I would ask the
proponents if 73 percent is insufficient, then
what do you hope to get to?”
I’ll tell you what the local “millionaires” are
hoping to get to.
To New Hampshire, or Florida, or Tennessee, or
Texas — anyplace there is no income tax, just
like the people in all the other states that
have tried this preposterous highway robbery.
Buy Howie’s new book, “Kennedy Babylon: A
Century of Scandal and Depravity,” at
howiecarrshow.com.
The Boston Globe
Saturday, June 17, 2017
SEIU is making itself heard on Beacon Hill
By Jon Chesto
The Service Employees International Union sure
is flexing its muscle on Beacon Hill.
The SEIU’s Raise Up Massachusetts campaign vexed
many business groups this week.
First, union leaders helped pack a State House
hearing room for legislation that would require
employers to offer paid family and medical
leave. Then, the Legislature gave the green
light to the SEIU-backed so-called
“millionaires’ tax.”
And there’s a third measure percolating:
legislation to raise the minimum wage to $15 an
hour.
Barring a successful court challenge, the tax
proposal heads to voters in November 2018.
Harris Gruman, executive director of the SEIU’s
state council, says he expects Raise Up campaign
organizers will probably gather signatures in
case they need to put the other two measures in
front of voters next year, too. It’s an
effective insurance policy if lawmakers don’t
act in time.
It’s possible the SEIU, with more than 100,000
Massachusetts members, could have three ballot
campaigns at once. Gruman says this points to
the growing income disparity in this state — an
issue many SEIU members understand on a personal
level.
The Raise Up campaign raised nearly $650,000 in
the past two years, primarily from the SEIU and
the Massachusetts Teachers Association. (The MTA
also provided significant in-kind services.)
Gruman says many other community and faith
groups are involved, even if they don’t donate
the same amount of money and staff time. He says
he considers it the ultimate grass-roots effort:
Union members decide which policy fights to pick
and help pay for the campaign from their dues.
Those members also give the SEIU political
clout. There’s strength in numbers, after all.
How much? We’ll soon find out. |
| |
NOTE: In accordance with Title 17 U.S.C. section 107, this
material is distributed without profit or payment to those who have expressed a prior
interest in receiving this information for non-profit research and educational purposes
only. For more information go to: http://www.law.cornell.edu/uscode/17/107.shtml
Citizens for Limited Taxation ▪
PO Box 1147 ▪ Marblehead, MA 01945
▪ 508-915-3665
BACK TO CLT
HOMEPAGE
|